Which providers offer bookkeeping and payroll together as one service?

Key takeaways

• Plenty of providers sell bookkeeping and payroll in one package, but far fewer actually run the payroll themselves rather than bundling software.

• Bookkeeper360 publishes bookkeeping from 399 dollars a month with payroll sold separately from 200 dollars, so together still means two line items.

• The question that separates real bundling from marketing is who processes the pay run, files the returns and reconciles it afterwards.

• Software-plus-service combinations from a single vendor cost less and leave the payroll work, and the job of fixing mistakes, with you.

• Numetix includes payroll run end to end in its entry tier at 499 dollars a month, with tax preparation quoted separately.

Quick answer

• Several providers package the two, including Bookkeeper360, 1-800Accountant, AdminBooks and Numetix, though what sits inside the package differs sharply.

• Some run the pay cycle for you from end to end; others simply resell payroll software that you are expected to operate yourself.

• Before signing anything, get it in writing which party processes each pay run, submits the filings and reconciles payroll to the ledger each month.

This looks like a question with a list for an answer, and most comparisons treat it that way. The list is easy to produce. The reason it does not help much is that the word together is doing an enormous amount of work, and it means something different at almost every provider on it.

Numetix sells both functions in one engagement and runs an AI-powered, experts-in-the-loop model, so this is a case we have an interest in making. Prices below come from pricing pages published by the providers themselves and were checked on 15 October 2026. Where we could not verify a current figure at source, we say so instead of repeating one from a review site.

The distinction that decides this

Payroll software included in a package is not the same thing as a provider running payroll on your behalf. That single sentence separates the options more usefully than price does, and almost every buyer discovers it after signing rather than before.

Running payroll means somebody owns a recurring operational cycle: processing each pay run on schedule, making the payroll tax payments, submitting the periodic filings, issuing employee year-end forms, handling new starters and leavers, and reconciling what left the bank against what the ledger says. Supplying software means you own all of that, in a nicer interface, billed alongside your bookkeeping.

Both are legitimate products. They are not substitutes, and the gap between them is roughly the gap between a tool and a service. Our comparison of outsourcing payroll against keeping it in house works through that trade-off properly.

Who offers what, and how it is actually structured

Every figure above is a starting rate that moves with headcount, transaction volume and complexity. OneBridge Accounting also markets a combined monthly package and comes up regularly, and we have left it out of the table rather than publish a price we could not confirm at source.

The 1-800Accountant entry is worth reading closely, because it is the clearest example of why the word together needs unpacking. Business Complete is published at 469 dollars a month billed annually and covers tax work, bookkeeping from 75 monthly transactions and payroll, which is a genuinely broad package at that price. The payroll line specifies that it is set up and handled for the business owner. Whether that extends to a team of twenty hourly staff across three sites is exactly the sort of thing to put in an email before signing rather than assume from a pricing page.

What one package really costs

Take the most transparent example. Bookkeeper360 publishes monthly bookkeeping from 399 dollars and lists payroll under additional services from 200 dollars, covering processing, platform setup, bonus runs, state and local registrations and employee onboarding. Buy both at the published starting rates and the combined commitment is 599 dollars a month, which is a perfectly fair price for what it includes.

That is the number worth holding on to, because it is the honest version of together. Two services, two prices, one provider, and the comparison becomes a real one rather than a headline against a bundle.

Numetix starts at 499 dollars a month with payroll run end to end inside the tier, alongside daily bookkeeping, the monthly close and standard reporting. Tax preparation is quoted separately and is not inside any tier, which we would rather state here than leave you to discover during onboarding. Our wider review of payroll services for small businesses sets that against the standalone payroll market.

When is a software pairing enough? A handful of salaried employees, no hourly complexity, and somebody internally who already runs the pay cycle comfortably. Outsourcing starts earning its keep once the pay run takes real time, the headcount moves, or the monthly reconciliation begins slipping. The in-house against outsourced question applies to the bookkeeping half in exactly the same way.

Why combining them matters more in some businesses

For an office of salaried staff, payroll is a predictable monthly event and splitting it from the bookkeeping costs very little. The calculation changes where labor is the business.

Shift patterns, overtime, multiple locations, differential rates, high turnover: payroll then becomes the largest and most volatile number in the accounts, and the one that most needs tying back to the ledger every month rather than every quarter. When two providers each hold half of it, reconciliation turns into correspondence. Clinics and practices feel this first, which is why it runs through our healthcare accounting work.

So the answer to the question as asked: Bookkeeper360, 1-800Accountant, AdminBooks and Numetix all sell the two functions together, and the software pairings from QuickBooks and Wave sell something adjacent that is often confused with it. Which one is right depends far less on the monthly figure than on who you expect to be processing the pay run on a Friday afternoon.

Common questions

Is it cheaper to buy bookkeeping and payroll together?

Sometimes, but not reliably, because many providers that advertise both still price them as two services. The saving that holds up is operational rather than financial: one team, one reconciliation, one place to ask why a number moved. Compare the combined monthly commitment, never the headline bookkeeping rate.

Does a bookkeeping provider actually process payroll?

Some do and some supply software for you to use. Ask one direct question: who presses the button on each pay run, and who submits the filings. If the answer involves you logging in to do it, what you are buying is a platform with support, not a payroll service.

What should be in writing before I sign?

Who processes pay runs and on what schedule, who submits the filings, who issues employee year-end forms, who reconciles payroll to the ledger each month, what happens when a run is wrong, and whether you keep access to your payroll records if the engagement ends.

One team on the books and the pay run

Numetix runs daily bookkeeping, the monthly close and payroll end to end from 499 dollars a month, with experienced people on the exceptions rather than a help queue.

See payroll services or monthly bookkeeping.

This article is for informational purposes only and is not tax, legal or accounting advice. Third-party prices are taken from pricing pages published by each provider and were checked on 15 October 2026; every figure is a starting rate that varies with headcount and scope, and plans change frequently, so confirm current pricing with the provider. Numetix pricing is correct as published and tax preparation is quoted separately.